Available Insurance Policies for Electricians
If you are working as an electrician, then you are already familiar with the types of risks that you and your employees face every day. What you may not know is that there are several different types of insurance policies available to provide you with protection.
Electricians are a group that can truly benefit from business insurance. There are numerous things that can go wrong when you are on a job site and you need to make sure that you are protected against any eventuality.
Aon Construction Direct have a dedicated team of specialists ready to provide you and your electrical business with advice on all aspects of commercial insurance such as:
Tool Insurance
Could be used to pay for lost or stolen tools. This is very important whenever you are working on an external job site. Whether the location is secure or not, you are running the risk of having your tools stolen or damaged.
Professional Indemnity
This type of cover is important for a variety of reasons. For example, you recommend a specific solution for your client, which ends up damaging their home, or worse, injuring them. When you have professional indemnity cover, you could be protected if they file suit.
Employer Liability
Required by law in the UK and vital for all electricians. This is used to provide financial protection in the event that one of your employees is killed or injured on the job. When you are dealing in such a high risk industry, this is cover that can mean the difference between losing your business or surviving an unfortunate incident. This policy can also be used if an employee damages the property of a third party in the course of their work.
Public Liability
This is an essential policy for electricians since there is so much risk involved. This policy could cover you in the event that a customer or third party is injured on a job site or as the result of your negligence or the negligence of one of your employees.
For more information
Simply call our team on 0845 602 1039 or contact us online for more information.
Terms and conditions apply, please refer to the policy.
