Construction Site Insurance
When you are in the field of construction, you are most certainly aware of the risks that you and your employees face every day. What you may not be aware of is that the public may also be at risk.
Aon specialise in providing construction liability insurance for construction sites. Here’s a look at some if the insurance policies we could provide if you have a construction company.
Public Liability – This is vital for construction companies. Accidents do happen, even if you carefully plan and implement safety measures. This type of policy could be used in the event of an accident, whereby someone is injured or killed on your jobsite.
Employer Liability – This type of policy is actually a requirement if you are going to do business in the UK. It is important to have this to protect your company in the event that an employee is injured or killed whilst on site.
Employer liability insurance could also be used in less severe circumstances. If for example, one of your employees demolishes the wrong wall in a building, Employer Liability insurance could cover the costs of this mistake so that you don’t have to.
Professional Indemnity – This is a very important policy for construction companies and builders. If you recommend a specific solution or give advice to a customer that ends up adversely affecting either them or their property, you can be held liable. Professional Indemnity insurance could cover you in the event of a claim or a lawsuit against you for this reason.
Personal Liability – You shouldn’t forget yourself when you are purchasing construction liability insurance. Personal protection could help cover you if you are injured on the job site as well as providing protection if you damage a third party’s property.
We have been helping construction companies get the appropriate cover for several years. Aon Construction Direct have a dedicated team of specialists ready to provide you and your construction business with advice on all aspects of your construction site insurance.
Simply call our team on 0845 602 1039 or contact us online for more information.
Terms and conditions apply, please refer to the policy.
