Carpentry Insurance
If you are working on a job site and your customer is overseeing the progress of your project, they lean on a cabinet that has not yet been secured and it falls on them, badly injuring their legs, if they filed a lawsuit against you and you did not have public liability insurance, you would be held fully liable for any damages. In some cases, it’s the accidents you don’t think will happen that end up costing you the most money.
Aon excel at helping companies find the most appropriate insurance for carpenters so that in the event of the unexpected, you don’t have to worry about any accidents, damages, downtime or stolen tools. Here are a few types of cover currently available for carpenters:
Employer Liability
- Could provide financial protection in the event that an employee is injured or killed on the job.
- Essential policy and required by law.
- Could also provide protection if an employee damages property.
Tool Insurance
- Could provide cover in the event that your tools are stolen
- May also include cover for damaged tools
- Useful if you have expensive tools and can’t experience downtime if they are stolen or damaged.
- Necessary for most carpenter’s that do off-site work where the risks of loss and theft are much higher.
- Appropriate for most carpenters, since the tools for this profession are generally quite expensive.
Public Liability
- A lesser known type of insurance that could protect you in the event that a third party is injured or killed on a job site.
- Advisable if you interact with the public on any level
Each one of these policies is very important in their own right. Typically, the best insurance for carpenters will include a package of all of these vital policies.
Aon can help you find insurance for carpenters by comparing policies from our panel of leading insurers. Enquire online today or call us to discuss the needs of your business.
Terms and conditions apply, please refer to the policy.
